How an impulsive move is again changing our debt snowball.
Crazy how just a few clicks of a mouse can change an entire plan, but yesterday that is exactly what happened! On a bit of a whim, I decided to apply for a new credit card that was offering balance transfers with zero percent interest for 21 months. Although it also charged a 3% fee for making a balance transfer, it was the 21 months of interest-free that pushed me to click submit on the application. Not even 60 seconds later, an approval of $10,900! [Read more…]