Because…”If you aim at nothing, you will hit it every time!” ~ Zig Ziglar
Ever have one of those days where it feels like a struggle to get through every hour? When it came to our finances this past month, this is how every day seemed like to me, a struggle! April was rough! I can’t blame it on anything, in particular, just a lot of everything. Despite the challenges, we persevered. I’ve updated April’s goals in red. While it would be easy to feel defeated, I don’t. We still made progress, and I am thankful for what we did accomplish.
- Add $500 to our sinking fund (money we are setting aside for irregular expenses). This will be a real stretch and is going to take some creativity. This fund is still severely anemic, so knowing these variable costs are coming is giving me a push to pad this account. Increased it by $250.
- Earn $75 from Swagbucks. With my seasonal job starting mid-April, this also might be a stretch. We will see. Only made $25 but close to cashing out for another $25.
- Reduce baby step 2 debt by $1,000. Didn’t hit this goal last month (but came oh so very close!) so this is something I really want to achieve this month. Only reduced it by a little over $600. I’ll have the final figure on May 1.
- Cash flow hubbies dental work. Of course, this all depends on whether or not he can even get an appointment. Did not get an appointment, so nothing spent here.
- Cash flow hubbies eye glasses. We still have a little money in our health savings account, so that could cover either his dental work or his glasses. New glasses aren’t something he can put off getting as he accidentally broke his specs and now has the nerdy tape thing going on. Given that his glasses are at least three years old, it is probably time anyway. Plan to get him a spare pair via one of those online stores. Do any of you have any suggestions as we have never ordered glasses online before? Depending on the cost, we also might get him some prescription sunglasses as well. Hubby ended up getting three pairs, as he also needed safety glasses. Out of pocket for exam and glasses was a little over $500.
- Net $500 from my (very) part time job. Came close to hitting this goal. Netted $470.
May is almost here and with it comes new goals. Having started my seasonal job, I am simplifying my goals as life will be much busier. Fortunately, in this case, working more will also increase our income. Below is what I hope to accomplish.
- Increase sinking fund by $250. We have multiple things to cash flow in May, so this should be a reasonable goal.
- Earn $50 from Swagbucks. I need to keep reminding myself that every little bit helps!
- Reduce baby step 2 debt by $1,000. I am again setting the same goal. One way or another, this WILL happen in May!
- Net $500 from my (very) part time job. Only missed it by $30 in April, so I want to see this happen in May!
- $50 snowflake from working as a poll inspector for a local election. I’m only working 6 hours, so after taxes, I think this is about what I will net. You don’t get rich doing this, but again, every little bit helps. In regards to politics, other than working the polls and giving my opinion (of course not during an election!), this is about as close as I like to get!
May starts the 5th month of drawing a line in the sand and deciding to get out of debt. While we haven’t hit every goal we set, I still feel making them is vital to our journey. It gives us something to strive for. How about you? Have you set any financial goals for May?