I’m Lucy and this blog is all about my journey of digging out of debt in my 50s. My husband and I have done stupid with zeros for far too long and finally said we have had enough. Time to get serious, pay off our debt and build wealth for our future. A dime at a Time represents a beginning to an end…the end of our struggle with debt. While we may be starting later than most, we know we can do it….A Dime at a Time!