The day spent on my side business was a good day until I saw what someone did to my car. Not entirely sure where it happened as it could have been any number of places. As you can see by the picture, someone damaged the front bumper of my car. So kind of them to take personal responsibility by leaving a note. Yeah, right. That didn’t happen. [Read more…]
Reminders of why I set goals.
Yesterday I made it through a long 14 hour day working as an election inspector. Given the relatively low-key proposals on the ballot, we still had a steady stream of voters. I was thankful because had we not, the day would have felt even longer! Every so often I’d look at the clock and think “I’ve now worked enough hours to pay our semi-annual garbage bill or the auto tags, etc.” When the clerk offered to let a few of us leave early, it was in knowing I was helping to jump start our sinking fund that I stayed put. I had a goal, and I was bound and determined to see it through, and I did! [Read more…]
How did we do in July and what do we hope to do in August?
From a previous post….
What do I hope to see for July? I’d like to see a couple of things. Our smallest debt (a Visa) is now at $4,459.91. I’d like to see that get below $4,000. There is just something psychological about seeing that first 4 change to a 3! Secondly, I would like to see us hit the 10K mark of debt paid off. [Read more…]
Creating a timeline for arriving at Debt Freedom.
As I mentioned in my last post, I am feeling an immense urgency to pay off our debt. Unlike being under a timeline like we were with our housing situation, my hubby and I have never set an official estimated time of arrival (ETA) for our destination of Debt Freedom. [Read more…]
I admit it. We do cheat on our “Dave” plan.
For anyone who has been following me here at A Dime at a Time, you know that my hubby and I are digging our way out of debt via a slightly modified version of the Dave Ramsey baby steps. We are currently on baby step 2 which is all about paying off debt. While the math doesn’t always support it, Dave recommends doing this in the order of smallest to largest. I’m good with that, even if the math doesn’t always make sense. There is truly a feeling of winning when you do pay off that first debt, regardless of the interest rate. Lately, though, my hubby and I have been cheating, even above our modification! [Read more…]