We have received our Explanation of Health Care Benefits.
Not a pleasant piece of mail to open, but at least we now have a better idea of where we stand. Our remaining balance for Hub’s surgery is $4,417. We owe $114.10 for the initial visit with the surgeon, $1,115.23 for the surgeon’s services, and $3,187.67 to the hospital. Based on my experience from a surgery I had for a broken ankle, we will need to come up with the surgeon’s share once they send the bill. The hospital, however, initially gave us an interest-free payment plan of $215/month for 18 months, which would be more than we owe. Whether they will decrease the monthly amount or the duration is now a matter of wait and see. While it would be nice to have a reduced monthly payment, I am also eager to get this new bill paid off ASAP. [Read more…]