A Dime at a Time

Navigating life and finances

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January 1 2017  Starting debt $55,749.69

January 1 2018 Starting debt $46,408.39

Current debts as of 10/18/18   $15,992.62

October 2019...debt-free (minus the mortgage!)

2023...Debt-free, including the mortgage!!!

 

 

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Too Much Stuff Challenge On Steroids!

By: 2 Comments

I know my Too Much Stuff Challenge plan was to dispose of/donate one item per day, but today, I went above and beyond that!  I think my motivation stemmed from dropping off all that other stuff yesterday.  Knowing I’d be driving by the thrift store next Wednesday, I couldn’t stop myself from wanting to gather up more items.  Between talking to Hubs and replying to some emails, I managed to get my count up to fifty things!  Woohoo!  Here is my list… a good thing I was tracking these items on a notepad!  [Read more…]

We are DEBT-FREE (minus the mortgage)!!!!

By: 34 Comments

Hey friends, we did it!  With the exception of our mortgage, we are officially debt-free!  I’m still having some computer issues, so this post will again be brief.  I did, however, want to pop in and share a couple of screenshots.  The first one is what we paid during the previous billing cycle.  Wow, is that ever a lot of money.  All I can say at this point is never again!

This second screenshot is from our new statement.  I’m not sure why they didn’t charge us interest.  When I read the fine print, it looked to me that we would incur some, hence paying the extra $30.  I’ll leave it for another month and then request it back.  I guess I’m paranoid, and I don’t want to take any chances of having any new debt!

I’ll be heading out of town next week for a few days to see family and get my computer back up and running safely.  If for some reason I’m not able to pop back in (the computer I’m using right now is super slow), I’ll be back to posting in a week or so.  Thanks for all the encouragement you have given me on this journey!

 

 

Almost

By: 24 Comments

It has been quite a week.  Along with still trying to adjust to the med change for my RLS, I also came down with a nasty cold.  Since I likely caught it from the kiddo I care for, I worked through it. I was thankful that the worst of the days were the days I was off.  I’m still not 100%, but the worst of it is behind me. [Read more…]

Financial Figuring

By: 10 Comments

I have written this blog post in my mind several times.  Unfortunately, up until now, that is where it has stayed.  Have you ever had an upcoming month or two where there are just too many variables?  That is where I’m at, which leaves me to do a lot of financial figuring. [Read more…]

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