Navigating life and finances
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Where the numbers stand. We did better than I anticipated for August. We are still waiting on those balance transfers to take place. We opened a new account solely for this purpose, and that is what takes longer. The card is already in our possession, not that I felt the need for a physical card as we will never use it for purchases. It was strictly the 21 months at zero percent that we were after. [Read more…]
How did we do in July and what do we hope to do in August?From a previous post….
What do I hope to see for July? I’d like to see a couple of things. Our smallest debt (a Visa) is now at $4,459.91. I’d like to see that get below $4,000. There is just something psychological about seeing that first 4 change to a 3! Secondly, I would like to see us hit the 10K mark of debt paid off. [Read more…]
What a difference six months can make!It is hard to believe that it was just half a year ago that we decided we’d had enough of living a life of debt. This decision to finally do something about our finances all stemmed from a $20 used set of Dave Ramsey’s Financial Peace CDs purchased off of eBay as a Christmas gift for my hubby. We were broke, and I said that listening to the CDs would be his Christmas gift to me. Hubby not only listened to the CDs but he also quickly became a Dave Ramsey junkie! I dare say that was the best $20 I have ever spent! We set our start date as Jan 1st, 2017 and although still in debt, have made what we feel is significant progress! [Read more…]
How’d we do? We did great, that’s how we did! Another $1,328.76 of debt is now gone forever! Since starting our journey on January 1st (just five short months ago!), we have now paid off a total of $6,980.21. Had I realized how close we were to reaching the $7K mark, I would have squeezed out another $20 to add to our number. Needless to say, I am thrilled to see this progress! [Read more…]
Progress is still progress!I’m a day late getting this update written. Between working my seasonal job, prepping for the election, rearranging my furniture (more on that later) and then putting some time into my business, I lost track of the day. At least most of these activities were money earning activities! The prepping for the election took all of 15 minutes, for which I’ll receive an extra 2 hours of pay. I’ve also been asked to help break it down after the election is over, for which I’ll receive another 2 hours. Working the polls won’t make you rich, but I’ll take the snowflake! Thankfully the precinct I work for pays us decently for the minimal work involved. Strangely they don’t all pay the same hourly wage, but at least in my state, you can work for any of them. Anyhow, onto our progress! [Read more…]
How much debt did we pay off?It is almost the end of the month and time to add up our numbers. With only two days remaining this month, I highly doubt anything more will be sent to our debt. Should we do so (hey, you never know!) I’ll tack it on our April update. My goal for March was to reduce our Baby Step 2 debt by $1,000. We came ever so close! Try as I might, I simply could not squeeze anything else in our budget to help us reach that number. So, how much debt did we pay off in March? [Read more…]
