A Dime at a Time

Navigating life and finances

Want to follow my journey? Enter your email below, and you'll receive all the latest posts!

  • Home
  • About
    • Privacy Policy
    • About a Dime at a Time
  • Contact
  • Blogroll
  • Progress




The Line has been Drawn

January 12, 2017 By: Lucycomment


And this time we drew it together!


How many times do you need to get sick and tired of being sick and tired?  For my dh and I, sadly far too many times to count.  And just what are we sick and tired of?  In two simple but yet very difficult words, our debt!  Enter Dave Ramsey again and again.  Yep, some of us are slow learners!

I first heard of Dave Ramsey and his baby steps 10 years ago.  Not exactly sure where or how, but I also remember listening to Larry Burkett around the same time.  In other words, we have had our heads in the sand for a very long time!  Sad that we have been married for over half of our lives-well, that’s not the sad part-but the fact that in all of our years together we are just now finally on the same beach…err page when it comes to getting out of debt…well, that is sad!

So what exactly does all this mean?  First of all, it means that for any of you experiencing the same struggle, there is hope!  Never give up!  You’re probably wondering what the turning point was for us.  It was actually quite simple.  We were broke and it was Christmastime.  This is also about the time I was trying to pull my own head out of the proverbial sand.  I bought my dh one gift, a used set of Dave Ramsey’s Financial Peace University on CD.  I told him that his gift to me would be listening to them.  You know what…it worked!  He has already listened to them once and plans on listening to them again.  He has become a Dave Ramsey quoting junky!  Music to my ears!  To my benefit, he travels for a living, which made him a very captive audience.

The Line has been Drawn represents a beginning to an end…the end of our struggle with debt.  This time we will succeed because this time we drew the line together!  Thanks for taking the time to read my first entry and I sincerely hope you’ll continue to follow our journey.  Would love to hear about yours as well!

Lucy

Related posts:

A Positive Send-Off
My Mac is Back!
Sick Kiddo = No Work

Related

  • Email
  • Twitter

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

CommentLuv badgeShow more posts

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Featured Post

Motivational Monday 1/6/2020

Because sometimes we could all use a little motivation. It’s finally here, my first Motivational Monday! I decided to start doing this as a way to encourage myself (and hopefully some of you as well) to earn and save more money.  My goal is to make and save at least an extra $2,020 in 2020. […]

Archives

Looking for something?

Categories

  • budgeting
  • Dave Ramsey
  • Goals
  • Money Saving Challenge
  • Motivation
  • Motivational Mondays
  • Progress
  • Too Much Stuff
  • Uncategorized

Copyright © 2025 · Modern Blogger Pro Theme By, Pretty Darn Cute Design