It has been quite a week. Along with still trying to adjust to the med change for my RLS, I also came down with a nasty cold. Since I likely caught it from the kiddo I care for, I worked through it. I was thankful that the worst of the days were the days I was off. I’m still not 100%, but the worst of it is behind me.
Earlier this week, I made a $400 payment to our Visa, bringing the balance down to $2,500. Today…insert drumroll…I scheduled the FINAL payment! You read that right: $2,500 plus an extra $30 to cover any added interest charges. The additional $30 is on account of reading the fine print, which says that balance transfers are not subject to a grace period. By adding the extra, I will be assured of seeing a ZERO balance! At this point, I’d rather Visa owe us a few dollars than have it the other way around.
Since the payment won’t post until next week on Tuesday (Monday is a holiday), I don’t quite feel we can do our debt-free scream just yet…but almost!
Sorry for the short post, but I’m off to see about making some money on M-Turks. After almost 34 months of paying on our debt, I’m eager to see some of our earnings go into our savings!
Wow! You fought the good fight. Congratulations on your perseverance and determination!
Thank you! I’m eager for our next chapter!
Congratulations! How exciting
Thank you!
Congratulation! That is amazing. Have you decided what you are going to celebrate? Putting money into an EF is going to be so exciting.
Thanks! Hubs, especially, pushed hard for us to get this done. He hasn’t been home in well over a month. 🙁 Not sure what we are going to do yet for celebrating. Likely won’t be anything huge as we are both eager to work on saving.
Wooohooo!! CONGRATULATIONS!
Thanks! I’m doing a happy dance and I can’t even dance! Haha!
I’m so happy for you – if I could do a happy dance I would but as you know, that isn’t possible right now :). I’m doing a virtual happy dance in my head!!!! I’m so proud of you for persevering – you set your mind to this and did it!! We are right behind you….although we have 2 more credit cards to go once we get this one gone I’m going to do a virtual happy dance for myself as well :). YOU DID IT!!!!!
Thanks, Sue! I appreciate the virtual dance. It won’t be long before you are doing a real dance for your own accomplishment. The last debts do go faster as the snowball picks up momentum.
WOW WOW WOW! Doing the happy dance!!! So proud of you!!
Thanks, Rhitter! I’ll be posting a screenshot of the big fat zero when the payment posts!
good job!
Thanks, Linda!
WAY TO GO! I am so excited for you. You have worked so hard. Enjoy the freedom and dreams of all the new possibilities.
Thanks!
Wow so exciting and I am so jealous.
Thanks, Kim! But while we are now consumer debt free, we still have a mortgage to tackle.
Way to go! So excited for you. We’re still on our journey to paying off all our credit card debt and hoping to be done by the end of the year. So inspiring seeing other people succeed. Congratulations!
My worthy penny recently posted…15 Best Holiday Side Hustles That You Need To Do
Thanks! It has been quite a journey, that’s for sure! You’ll get there too. The end of the year isn’t too far off!
I was waiting to comment until you posted the screenshot of the big fat zero. I hope all is ok and things happened the way you were planning. I have been watching this week to see.
Ha ha ha Same as Chris! I’ve been stalcking this page like crazy this week!
I think my statement closing date is today, meaning I should be able to post the big fat zero in a day or so.
It is coming. I’ve been having some computer issues which has me a bit leary about logging on to much of anything.